Save or Splurge: Halter Tops

Still, of all the summer shirts out there, the dress code ban on halter tops makes them a little less versatile than most. I've also had a hard time finding halter tops I would dare wear outside of the context of a casual summer day (but maybe that's just me). For me, this makes halter tops a save. I'd rather spurge on a nice sleeveless top that I can layer under suit coats and sweaters come winter.
Do you save or splurge on halter tops?
Pictured: Placed Floral Halter, White House Black Market, $68. (Maybe I take it all back. I love this halter. I would almost spend that much on it.)
Comments
(not to mention the bra issue- do you need a convertible??)